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| BankruptcyAre you struggling with too much debt? Are creditors harassing you? Are you being sued? Bankruptcy can help. When you first file for bankruptcy an automatic stay kicks in which disallows creditors from calling you. Bankruptcy will also stop most civil lawsuits. The two most common types of bankruptcy for individuals are Chapter 7 and Chapter 13. Under Chapter 7, you can receive a discharge of your unsecured debts, such as credit cards. Under Chapter 13, you pay back part or all or your debt under a court-supervised repayment plan. Although most people prefer to file Chapter 7, Chapter 13 may have advantages in some situations. For example, under Chapter 13 you may be able to remove a second lien on your house if the value of the house is lower than the amount you owe on the first lien. Chapter 13 is also an excellent way to halt foreclosure and come current on missed mortgage payments. Call today for a free consultation: 310-922-9330 Payment plans are available. Evening and weekend appointments are available. Although a detailed explanation of the different bankruptcy chapters is outside the scope of this webpage, the US District Court for the Central District of California has a more detailed explanation that can be accessed by clicking this link: http://www.uscourts.gov/bankruptcycourts/bankruptcybasics.html If you prefer to contact us online, please email calilawoffice@gmail.com The office address is: 21250 Hawthorne Blvd, Suite 500, Torrance, CA 90503. Conveniently located near the intersection of Hawthorne Blvd. and Torrance Blvd. Important notice required by Federal Law: DISCLAIMER: The information contained within this page and/or this site as a whole, is not intended as legal advice, nor to create an attorney-client relationship between yourself and California Law Office, P.C. and/or californialawofficepc.com. It is informational in nature. Though bankruptcy is federal law, your particular state of domicile can impact the advice you receive. Bankruptcy law is very complicated and an experienced bankruptcy lawyer within your state of domicile should be consulted for specific issues concerning your particular set of facts. Users of the Internet should not rely on an e-mail message to California Law Office, PC and/or californialawofficepc.com through this web site to create an attorney-client relationship. Said users should not act upon any information in this web site without first directly consulting legal counsel of their own. The hiring of a lawyer is an extremely important decision which should not be based solely upon advertisements, web pages, brochures, or other promotional materials. Unless a written retainer agreement has been signed by an attorney with California Law Office, P.C., no attorney-client relationship exists between you and California Law Office, P.C.. This web site might be characterized as an ADVERTISEMENT. The responses and information are intended to be general and should not be relied upon for any specific situation. For legal advice, consult an attorney. | |||
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